PAYMENT GATEWAYS

Overview - Pulse ISP Payment Gateway

PulseISP Billing Systems integrates with multiple payment gateways to automate billing and collections. Supported Gateways | Gateway | Region | Type | | -------------------- | --------------------------------- | ------------------------- | | Paystack | Nigeria, Ghana | Card, Bank Transfer, USSD | | Flutterwave | Africa | Card, Mobile Money, Bank | | Instasend M-Pesa | Kenya, Tanzania, Most East Africa | Mobile Money | | M-Pesa | Kenya, Tanzania, Most East Africa | Mobile Money | | Kopo Kopo | Kenya | Mobile Money | | Pesapal | East Africa | Card, Mobile Money | Other payment methods also available in system How It Works 1. Customer initiates payment — Via self-service portal or hotspot portal 2. Payment processed — Gateway handles the transaction 3. Webhook received — PulseISP receives payment notification 4. Subscription updated — Customer's expiry date is extended 5. Service restored — If suspended, service is reactivated Setup Each gateway requires API keys from your gateway account. Configure them in Settings → Payment Gateways.

Paystack Integration

Setup 1. Log in to your Paystack Dashboard 2. Go to Settings → API Keys & Webhooks 3. Copy your Secret Key and Public Key 4. In PulseISP, go to Settings → Payment Gateways → Paystack 5. Paste your keys and save Webhook URL Configure this webhook URL in your Paystack dashboard: https://{your-domain}.pulseisp.com/api/webhooks/paystack Supported Features - Cards — Visa, Mastercard, Verve - Bank Transfer — Pay with bank transfer - USSD — Pay via USSD code - Mobile Money — Where supported - Recurring Payments — Subscription auto-renewal Testing Use Paystack test keys for development: | Test Card | Result | | ------------------ | ------------------ | | 4084084084084081 | Successful payment | | 4084080000000401 | Failed payment |

Flutterwave Integration

Setup 1. Log in to your Flutterwave Dashboard 2. Go to Settings → API Keys 3. Copy your Secret Key and Public Key 4. In PulseISP, go to Settings → Payment Gateways → Flutterwave 5. Paste your keys and save Webhook URL Configure this webhook URL in your Flutterwave dashboard: https://{your-domain}.pulseisp.com/api/webhooks/flutterwave Supported Features - Cards — Visa, Mastercard - Mobile Money — MTN, Airtel, Vodafone - Bank Transfer — Direct bank deposits - USSD — Quick USSD payments - M-Pesa — Kenya/Tanzania mobile money Testing Use Flutterwave test keys for development. Test card: 5531886652142950 with CVV 564 and any future expiry date.

M-Pesa Integration

Setup 1. Register for M-Pesa API access through Safaricom 2. Obtain your Consumer Key and Consumer Secret 3. In PulseISP, go to Settings → Payment Gateways → M-Pesa 4. Enter your credentials and save How It Works 1. Customer selects M-Pesa as payment method 2. System generates an STK Push request 3. Customer receives payment prompt on their phone 4. Customer enters M-Pesa PIN 5. Payment is processed and webhook confirms 6. Subscription is updated Supported Countries - Kenya — Safaricom M-Pesa - Tanzania — Vodacom M-Pesa Webhook URL https://{your-domain}.pulseisp.com/api/webhooks/mpesa